If this happened to you, could you recover your losses?
Six reasons to hire Photo Solutions to do your Home Inventory
Your Insurance Company Won’t Just Write You a Check
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The Burden Of Proof Is On You
This is what your homeowner’s policy says in regards to filing an insurance claim. Simply put, it is up to you to provide evidence of what you’re placing on an insurance claim to substantiate payment from your insurance company after suffering a loss
Faster Settlements
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According to the Insurance Information Institute, it can take an average of 4-12 months to complete an insurance claim from a significant disaster. If you did not create a home inventory before your loss, you could be settling for a payout that is much less than what your policy entitles you to. Home inventories provide proof of ownership, accelerate the claim process, and improve your chances of getting fully reimbursed in the event of fire, theft or natural disaster.
The Recommendation Becomes a Requirement
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When you purchased your homeowner’s insurance policy, your agent most likely recommended that you snap some pictures or make a quick list of what you own. But, life takes over and you haven’t had the time to do it. Just remember, that recommendation becomes a requirement if you find yourself having to fill out an insurance claim
A home inventory becomes a necessity.
Your Belongings Represent Your Hard-Earned Dollars
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Every item that you have within your home represents what you value and how you chose to spend your hard earned dollars. That’s why a home inventory should be just as important as your financial portfolio. With the Burden of Proof on you in an insurance claim, you could lose thousands of dollars just because you can’t remember everything you own .
Full Documentation
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A home inventory includes photo documentation and a detailed list of your personal property to help maximize an insurance claim. This includes Item descriptions, model/serial numbers. The reports can also be used in:
*estate planning
*financial planning
*uninsured loss documentation
*prenuptial agreements
Peace of Mind
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Be confident you’re getting the most out of your insurance. If life’s unfortunate event shows up at your doorstep, being prepared with a home inventory will give your family the advantage you need to make a full recovery.
Without a home inventory, your insurance company will ask you to remember your contents and make a list. Preparing a complete list from memory is impossible and results in a lower settlement from your insurance company.
*Your insurance agent has probably recommended that you complete a home inventory.
*But who has the time, or the desire, to complete that monumental task?
Pricing your Inventory
Pricing is based on Square Footage.
700-1000 Sq. Ft $399
1001-2000 Sq. Ft. $599
2001-3000 Sq. Ft $799
3001-4000 Sq Ft $999